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Can you go to jail for your unpaid debts?

When you borrow money or receive services without paying upfront, you have a legal obligation to the creditor. If you fail to make good on that obligation by paying them back, they might ultimately need to take legal action against you. Often, before you find…

Wrong-site surgery causes devastating problems for patients

People who need to have a surgical procedure done should ensure they work with a surgeon who’s well trained and reputable. For planned or elective surgeries, it’s possible to check out the surgeon and make an informed decision. This isn’t possible when the surgery is…

Changes in the law could help discharge student loans

Student loans have long been an issue for many people. They are usually not dischargeable in bankruptcy, so those who struggle to pay them find themselves dealing with debts that continue to grow and harassment from collections agents who want to get paid. Interestingly, the…

Exposure to exotic pets in Florida can result in attacks or bites

We all understand that dogs and other domestic pets can sometimes attack, resulting in a bite or another personal injury. However, as owning exotic pets continues to rise in popularity in and near Orlando, it is wise to practice caution when encountering these animals in…

3 kinds of distractions, other than phones, that cause crashes

For many people, the term distracted driving immediately makes them think of someone texting at the wheel. That is absolutely a concern, but that is only one of the many kinds of distracted driving that people commit.  Even if you never use your phone at…

Autumn drivers must contend with sun glare and fatigue

With the autumn months already in full swing and winter right around the corner, drivers must handle having less and less daylight every day until spring. Nearly every driver would rather be behind the wheel in clear, dry, sunny conditions. Unfortunately, the end of the…

Can filing for bankruptcy affect my job prospects?

One reason why some people hesitate to file for bankruptcy is that they fear it might make them unemployable. Businesses sometimes run credit checks on applicants, as do those considering promoting a current employee. A Chapter 13 bankruptcy will typically stay on your credit report for seven…

Is a dog’s owner responsible if it hurts a person in Florida?

The laws about personal responsibility and injuries are different in every state. That can make it really hard for people to figure out what their rights are when they get hurt on someone else’s property. For example, suppose a dog turns aggressive and bites you…

What happens if I miss a Chapter 13 plan payment?

In Chapter 13 bankruptcy, a debtor does not have to sell their property to eliminate their debts. Instead, they need to repay most of their debts over three to five years, and then some of the remaining debts will be discharged. The debtor will have…

Which debts can you discharge in a bankruptcy filing?

When you lose control of your personal finances, your obligations can pile up to a point where you can’t repay them. Falling a few months behind on your mortgage and your credit card bills might mean that you face aggressive collection tactics while still trying…

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