You know you probably need to file for bankruptcy, but the whole process seems confusing and intimidating -- especially when you’re trying to decide whether Chapter 7 or Chapter 13 is right for your situation. Learning a little more about the differences between the...
Professional. Accessible. Experienced. That’s The [nap_names id="FIRM-NAME-1"] Way.
Badgley Law Team
Bankruptcy
Can I discharge my student debt if I declare bankruptcy?
If you are suffering from financial distress caused by your student debt, you are not alone. Many Americans have a considerable amount of debt that they cannot pay without a severe struggle, which is why some seek help from the bankruptcy system. As a rule, the...
Medical Debt and Chapter 13 Bankruptcy
Studies show that medical debt is the leading cause of bankruptcy in our country, as evidenced by the trending search phrase “problems paying my medical bills.” For the millions of Americans struggling with this burden, filing for bankruptcy with a local attorney can...
Do creditors have a way to prevent you from discharging their debt in bankruptcy?
Individuals who find themselves owing more each month than what they can afford to pay file bankruptcy to reduce their debt obligations. Creditors must stop trying to aggressively collect debts from the moment you file your case. While the bulk of your unsecured...
Are you a retailer who is trying to save your company?
Retailers have rarely seen a worse environment for success. With no tourism, virtually no in-store traffic and no further stimulus to tide people over, things look grim. Still, you may be holding out, hoping things will turn around by the end of the year. Many...
Does a Notice of Garnishment Hearing Eliminate all Your Options?
As you continue to deal with the ever-mounting debt that you have accumulated, it may feel as though you can physically feel the weight of these debts. Having outstanding balances can lead to quite a bit of stress and even if you want to get your financial affairs in...
What is a 341 Meeting?
Bankruptcy is a complex process and can be stressful for those in debt, as the future becomes unclear and uncertain. A key component in a bankruptcy case is the 341 meeting, which is often the last step before discharging debt. This meeting is an opportunity for...
What if you have a personal injury when you file a Chapter 7 bankruptcy?
If you’re in a personal injury lawsuit but also facing mounting debt, you might be considering bankruptcy. Bankruptcy is often considered to be the last resort but is sometimes essential for a debtor. However, it’s important to know that already being in the process...
Repairing Credit After Bankruptcy: How to Fix a Bad Credit Score
Many people who face mounting debt have to resort to filing for bankruptcy because there are no other options. And although bankruptcy can serve as a reset button and a fresh start, there can be significant effects on your credit. In fact, a credit score typically...
How to Discharge Taxes in Bankruptcy
For those who find themselves in insurmountable debt, bankruptcy is often the last resort option in order to restart. But with bankruptcy comes many rules, nuances, and confusing elements that can leave the debtor feeling stressed. This stress can intensify if the...