5 Ways to Improve Your Credit Score

credit score

According to statistics, the average credit score is currently 695, an all-time high in the United States. Although there are different scoring models, resulting in the fluctuation of this figure by a few points, the majority fall between 660 and 720. Roughly 14% of the population does not have any credit score – this is what is labeled as “credit invisible”. Because of this, these underbanked people will have problems obtaining new lines of credit.        Continue Reading

3 Common Birth Injuries Due to Medical Error

birth injuries

According to statistics, 6 to 8 out of every 1,000 infants born in the United States are born with a birth injury. Roughly 28,000 birth injuries are reported every year in the country. It is estimated by the National Healthcare Quality Report that 5.08 out of every 1,000 birth injuries affected female infants, while 6.68 per 1,000 birth injuries affected male infants.        Continue Reading

Options for Florida Bankruptcy


Bankruptcy is something that attorneys see a lot of in the state of Florida – for example, (as reported by state courts), there were a total of over 35,000 bankruptcy cases pending as of the end of January of this year.

That said, not every Florida resident battling high levels of debt needs to go through a bankruptcy process — and some will be more financially confident if they’re able to avoid full bankruptcy proceedings.        Continue Reading

Homestead Exemption to Protect Your Home When Filing Bankruptcy

Homestead Exemption

When it comes to protecting equity in a home, Florida residents can get some valuable relief from bankruptcy requirements under state law. A homestead exemption specifically protects investment in property assets when someone is entering a bankruptcy scenario.

The homestead exemption can be valuable for both Chapter 7 and Chapter 13 bankruptcies. In some cases, it can make the difference between a successful Chapter 13 bankruptcy and the need to choose an alternative process.        Continue Reading

Understanding Wrong-Site Surgery And Why It Still Happens

Medical Malpractice

Medical malpractice is an umbrella term that refers to any breach of duty by a health care professional that causes injury or death, whether through negligence or some other type of carelessness. And while medical malpractice issues – such as wrong diagnoses – are well-known, wrong-site surgery has become increasingly more common and can have devastating consequences for a patient.        Continue Reading