Mortgage modification in Orlando’s Chapter 13 Bankruptcy Court

Mortgage modification was first introduced by the Obama administration as a solution to mortgage crisis in 2008.  Since that time, the program has been criticized as a failure, due probably in part to the fact that banks are not required by law to actually grant a modification, and because there is no legal enforcement mechanism to penalize banks who fail to follow the program’s guidelines.  Now, a new program in Orlando offers a ray of light to homeowners who use chapter 13 of the bankruptcy code to help save their home and manage debt.        Continue Reading

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